In relation to the outbreak of the epidemic, many people are facing salary cuts or working without pay. Some people are also at risk of being laid off at any time.
Many people have always faced the problem of insufficient money. However, external factors will not influence you too much as long as you have good financial management.
If you don't want to be poor, you must remember the following 6 rules.
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1. Don't Plan To Be Poor And Spend Uncontrollably
Most people don’t save money because they want to live in the moment and they spend as much as they want.
Besides, many people with credit cards are also in debt due to the unrestrained use of cards. They seldom have money left at the end of the month.
Try not to use a credit card if it is not an emergency The credit card interest you have to pay every month is a lot of money for a long time!
Whether a person earns more or less, the most important thing is whether he knows how to distribute his money.
For example, you can use 50% of the salary for living expenses, 20% for the savings, and 30% of entertainment consumption.
At the same time, you must have the perseverance to save money.
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2. Make Money Down To Earth
Many fresh graduates are asking for high salaries and are unwilling to do low-paying jobs. However, they need to be more practical and choose a place where they can grow and learn.
3. Don't Be Stingy With Spending Money To Learn New Skills
Take some courses to improve yourself because your value will increase and you will be more qualified to ask for a raise or find a high-paying job.
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4. Try To Buy Good Quality Necessities
It’s better to buy good quality necessities because they are things that are frequently used.
If you buy products of poor quality for the sake of cheapness, you will always spend more money to buy the same product because of the short life span.
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5. Don't Compare With Others
Many people would buy those branded items when they see their friends buy have those items because they want to satisfy their vanity and make people feel that they are also rich and capable of buying the branded item.
In fact, there is no need to spend money that you simply cannot afford the mentality of comparing yourself with others.
6. Repay The Borrowed Money In time
Remember to return the money to the person in time after borrowing the money, because the person who is willing to lend you money is definitely someone who has a good relationship with you.
Otherwise, it would damage your credibility and affect the original relationship between both of you.
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Remember these and save your money now before it is too late!
